Borrow up to $35,000
Rate as low as 8.99%
Funding in as little as 1 business day
No early repayment fees
Personal loans as easy as 1, 2, 3
Fast, easy, and secure.
Check your rate in seconds
Get your fixed loan amount and rate offer with zero impact on your credit score
Complete the application in minutes
Choose your loan amount and timeframe—no calls or branch visits required.
Receive your funds in days
Plus, enjoy a flexible repayment schedule—with zero repayment fees.
Trusted by thousands of happy Canadians
Backed by the best
Fig is uniquely backed by Fairstone Bank and developed in collaboration with Koru, a groundbreaking venture studio owned by the Ontario Teachers' Pension Plan.
We've helped our customers in a big way
14k+
Fig customers and growing
45%+
customers indicated using funds to consolidate debt
$250M+
in funded personal loans
Pay off your debt faster
A personal loan can help you consolidate high-interest credit cards and debt, meaning more money in your pocket. Pay off just one loan balance with a fixed interest rate and monthly payments, plus pay your remaining balance anytime with no repayment fees.
Make home improvements
You deserve the home you want; Fig can help you get there. Upgrade your kitchen, build a home office, or prepare for a new family member knowing we’ve got your back, thanks to fixed monthly payments and straightforward repayment options.
Cover unexpected bills & expenses
From moving costs, to health scares, to unexpected vet bills, even savvy savers can’t plan for everything. A Fig personal loan is there for life’s unexpected expenses, no matter when or what you need it for.
Buy without the worry
Whether it’s a new car for your growing family or a much-needed vacation, a personal loan can offer the financial freedom to make it happen without huge changes to your daily spending.
Why Fig ?
Protect yourself with bank level security
As a subsidiary of Fairstone Bank, we hold ourselves to an extremely high standard when it comes to data security, privacy, and protecting your personal information. Your information belongs to you—period.
Chat with us from the comfort of your home
Questions about your rate, repayment terms, or deposit dates? Our customer support team is just a chat away.
Expect-and get-more from your loan
Your loan, your way. Want to make an early payment, change your payment method, or pay off a little extra this month? Our self service portal makes it easy; no fees, no calls, and no branch visits required.
Your financial freedom could be just a few clicks away
Why not see how much you could be approved for? With no obligation to commit, no impact on your credit score, and no early repayment fees, there’s no reason not to see if a personal loan could change your future.
Quick answers to great questions
100% legit. As a subsidiary of Fairstone Bank, Fig was developed in collaboration with Koru, a groundbreaking venture studio owned by the Ontario Teachers’ Pension Plan. This lets us leverage their lending expertise while embracing a fresh approach to borrowing.
Your guaranteed offer is your approved loan amount and fixed interest rate; you’ll see this once you complete the pre-qualification form. These are fixed rates and stay the same as you complete your application—no bait-and-switch here.
We offer competitive interest rates, starting at 8.99%. You can check your rate in seconds without impacting your credit score for free.
Nope—we don’t believe in charging fees just to pay back your loan early. At Fig, you can pay off part (or even all) of your loan at any time with zero fees, meaning you’ll pay less interest overall—and who doesn’t love that?
Fig uses both soft and hard credit checks during the application process.
• We use a soft credit check first and foremost to prepare and pre-approve your personalized offer. This allows us to determine your eligibility for a loan and provide you with the best offer we can.
• A hard check requires your express consent and is only done during the application process once you have provided us with further details to complete the approval process.
Where personal loans meet financial well-being
Not sure if a personal loan is right for you? Learn more about borrowing money, managing debt, and keeping your finances in check.
Interested in partnering with Fig ?
Join our growing list of partners offering the unique benefit of a personalized loan.
