Fast and easy

online personal loans

No lengthy waits, no early repayment fees, and no branch visits. See how smart Canadians are funding their futures.

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Checking your offer won't impact your credit score

A person with long brown hair and glasses, wearing a green sweater, sits on a gray couch. They are smiling and gesturing with one hand while looking at a laptop in front of them. The background is a solid light yellow color.
Borrow up to $30,000
Rate as low as 12.99%
Funding in as little as 1 business day
No early repayment fees
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Borrow up to $30,000

a lock, symbolizing low interest rates, represents security

Rate as low as 12.99%

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Funding in as little as 1 business day

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No early repayment fees


Personal loans as easy as 1, 2, 3

Fast, easy, and secure.

Mobile phone screen displaying Fig's loan prequalification page.
Step 1: Lime-shaped icon with the number 1, indicating the first step in the process of checking your eligibility for a loan

Check your rate in seconds

Get your fixed loan amount and rate offer with zero impact on your credit score

Mobile phone screen displaying Fig's loan prequalification page.
Step 2: Lime-shaped icon with the number 2, indicating the second step in the process of checking your eligibility for a loan

Complete the application in minutes

Choose your loan amount and timeframe—no calls or branch visits required.

Mobile phone screen displaying Fig's loan prequalification page.
Step 3: Lime-shaped icon with the number 3, indicating the third step in the process of checking your eligibility for a loan

Receive your funds in days

Plus, enjoy a flexible repayment schedule—with zero repayment fees.

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Checking your offer won't impact your credit score

Trusted by thousands of happy Canadians

Backed by the best

Fig is uniquely backed by Fairstone Bank and developed in collaboration with Koru, a groundbreaking venture studio owned by the Ontario Teachers' Pension Plan.

Logos of the Fairstone Bank, Koru, and Ontario Teachers' Pension Plan Logos of the Fairstone Bank, Koru, and Ontario Teachers' Pension Plan

We've helped our customers in a big way

13k+

Fig customers and growing

50%+

customers indicated using funds to consolidate debt

$200M+

in funded personal loans

A woman holding a credit card and a tablet.Representing paying off debts
Pay off your debt faster

A personal loan can help you consolidate high-interest credit cards and debt, meaning more money in your pocket. Pay off just one loan balance with a fixed interest rate and monthly payments, plus pay your remaining balance anytime with no repayment fees.

A young boy with blonde hair wearing a dark t-shirt is painting a white wall with a roller brush. The paint is a teal color, and he is reaching up to cover a section of the wall. A couple of teal paint strokes are visible on the wall. Representing home improvements
Make home improvements

You deserve the home you want; Fig can help you get there. Upgrade your kitchen, build a home office, or prepare for a new family member knowing we’ve got your back, thanks to fixed monthly payments and straightforward repayment options.

A family at a kitchen table, managing unexpected bills. A man hugs a child amidst papers, smartphones, a laptop, a tablet, and a toy. Nearby, a smiling woman with pen and paper, and an older child stands nearby.
Cover unexpected bills & expenses

From moving costs, to health scares, to unexpected vet bills, even savvy savers can’t plan for everything. A Fig personal loan is there for life’s unexpected expenses, no matter when or what you need it for.

Two women sit on a city bench at night, one with a green shopping bag, the other smiling beside her. Representing buying without worry.
Buy without the worry

Whether it’s a new car for your growing family or a much-needed vacation, a personal loan can offer the financial freedom to make it happen without huge changes to your daily spending.

Why Fig ?

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Enjoy full flexibility and control

Complete your entire loan application in under 10 minutes from the comfort of your home. Plus, you choose the amount to borrow, the timeframe, and the repayment schedule that works best for you.

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Checking your offer won't impact your credit score

Protect yourself with bank level security

As a subsidiary of Fairstone Bank, we hold ourselves to an extremely high standard when it comes to data security, privacy, and protecting your personal information. Your information belongs to you—period.

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A chat window showing a conversation where a person named Jay is responding to someone named Meghan. Jay asks, 'Hi Jay, I'm looking to pay off my balance - can you help me do this?'

Chat with us from the comfort of your home

Questions about your rate, repayment terms, or deposit dates? Our customer support team is just a chat away.

Expect-and get-more from your loan

Your loan, your way. Want to make an early payment, change your payment method, or pay off a little extra this month? Our self service portal makes it easy; no fees, no calls, and no branch visits required.

A screenshot of a loan management webpage from a company named 'fig'. It displays options to make a payment, change payment date, change payment amount, and change payment method. The summary section shows loan details like the total plan, remaining amount, interest rate, and next payment due date.

Your financial freedom could be just a few clicks away

Why not see how much you could be approved for? With no obligation to commit, no impact on your credit score, and no early repayment fees, there’s no reason not to see if a personal loan could change your future.

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Checking your offer won't impact your credit score

Quick answers to great questions

Where personal loans meet financial well-being

Not sure if a personal loan is right for you? Learn more about borrowing money, managing debt, and keeping your finances in check.

Find us on
The image shows three logos in a row. From left to right, the first logo is for Fairstone, the second for Koru, and the third for Ontario Teachers' Pension Plan, which features a stylized apple with a leaf.
The image shows three logos in a row. From left to right, the first logo is for Fairstone, the second for Koru, and the third for Ontario Teachers' Pension Plan, which features a stylized apple with a leaf.

Interested in partnering with Fig ?

Join our growing list of partners offering the unique benefit of a personalized loan.

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