Borrow better <br> with Fig

Borrow better
with Fig

Award-winning personal loans at competitive rates with no fees – all from the comfort of your home.

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Checking your rate won't impact your credit score

Transfer your debt and save

Transfer your debt and save

Consolidate high-interest credit card debt into one easy-to-manage monthly payment and save

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Checking your rate won't impact your credit score

Refer friends & family to earn $50

Refer friends & family to earn $50

When friends or family use your referral link to fund a Fig loan, you’ll both be eligible to get a $50 Amazon eGift card!

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Checking your rate won't impact your credit score

A square with a dollar sign in the center, symbolizing borrowing money. Borrow up to $35,000
a lock, symbolizing low interest rates, represents security Rates as low as 8.99%
folded wallet with a visible flap, symbolizing money Funding as early as 1 business day
pig with a coin slot on its back, symbolizing savings No fees
A square with a dollar sign in the center, symbolizing borrowing money.

Borrow up to $35,000

a lock, symbolizing low interest rates, represents security

Rates as low as 8.99%

folded wallet with a visible flap, symbolizing money

Funding as early as 1 business day

pig with a coin slot on its back, symbolizing savings

No fees

See how a Fig personal loan can benefit you

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Simplify your monthly payments

Consolidate your debt into one loan balance with easy-to-manage payments. 

Choose your loan amount and timeframe—no calls or branch visits required.

Save on interest

Transfer higher interest credit cards and debt, to a fixed, lower interest rate personal loan.

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Improve your cash flow

Better financial flexibility could mean more money in your pocket for the things that really matter in life. 

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Checking your rate won't impact your credit score

Trusted by thousands of happy Canadians

Friends in qualified places

We’re backed by lending experts Fairstone Bank and developed in collaboration with Koru, a one-of-a-kind venture studio owned by the Ontario Teachers’ Pension Plan, one of the world’s largest investors.

Logos of the Fairstone Bank, Koru, and Ontario Teachers' Pension Plan Logos of the Fairstone Bank, Koru, and Ontario Teachers' Pension Plan

Empowering you to live life to the fullest

17k+

Fig customers

and growing

45%+

customers indicated using funds

to consolidate debt

$250M+

in funded

personal loans

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Pay off high-interest

debt faster

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Manage the

unexpected

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Upgrade your

home


The smart way to get a personal loan

Competitive interest rates, apply in minutes. No hassle, no judgement.

Mobile phone screen displaying Fig's loan prequalification page.

1. Check your rate in seconds

Find out how much you can borrow and your rate offer—without impacting your credit score.

Choose your loan amount and timeframe—no calls or branch visits required.

2. Complete your application in minutes

Only a few verification steps remain. No branch visit, no lengthy paperwork.

Mobile phone screen displaying Fig's loan prequalification page.

3. Get your loan in days

Pay off your loan on your terms with flexible payments and no early repayment fees.

A black checkmark inside a black circle on a transparent background.

Checking your rate won't impact your credit score

Transfer your debt and save

A personal loan can help you consolidate high-interest credit cards and debt, which could mean more money in your pocket. Pay off just one loan balance with a fixed interest rate and monthly payments, plus pay your remaining balance anytime with no zero fees.

A black checkmark inside a black circle on a transparent background.

Checking your rate won't impact your credit score

A Fig loan today helps keep
high-interest debt away

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A loan experience you’ll actually enjoy

With Fig, check your offer and complete your application in under 10 minutes, all from your desk, your phone, or while binging your favourite show.

With straightforward questions and a high level of data security, we make complex financial decisions simple.

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Checking your rate won't impact your credit score

Protect yourself with bank level security

As a subsidiary of Fairstone Bank, we hold ourselves to an extremely high standard when it comes to data security, privacy, and protecting your personal information. Your information belongs to you—period.

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A chat window showing a conversation where a person named Jay is responding to someone named Meghan. Jay asks, 'Hi Jay, I'm looking to pay off my balance - can you help me do this?'

Support when, where, and how you need it.

When you need help, Fig is there, with a compassionate, Canadian-based team of support reps. Chat live Monday through Friday (9am - 5pm ET), visit our comprehensive help center, or submit a request anytime.

Whether you have questions about your rate, repayment terms, or deposit date, our team of financially-focused humans is just a question away.

Full financial flexibility—really

It’s called a personal loan for a reason. You choose the amount to borrow, time frame, and the repayment schedule that works best for you. Need to skip a payment? Want to pay back your loan early, penalty-free? Just log in to your Fig account—no phone calls or branch visits required.

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Quick answers to great questions

Where personal loans meet financial well-being

Not sure if a personal loan is right for you? Learn more about borrowing money, managing debt, and keeping your finances in check.