DEBT CONSOLIDATION LOANS

Pay off high interest debt faster

Debt happens; Fig can help. Put your finances on the fast track by consolidating stressful, high-interest credit cards into one lower-rate Fig loan.

A black checkmark inside a black circle on a transparent background.

Checking your rate won't impact your credit score

Trustpilot

DEBT CONSOLIDATION LOANS

Pay off high interest debt faster

Debt happens; Fig can help. Put your finances on the fast track by consolidating stressful, high-interest credit cards into one lower-rate Fig loan.

A black checkmark inside a black circle on a transparent background.

Checking your rate won't impact your credit score

Trustpilot
A square with a dollar sign in the center, symbolizing borrowing money. Borrow up to $35,000
a lock, symbolizing low interest rates, represents security Rates as low as 8.99%
folded wallet with a visible flap, symbolizing money Funding as early as 1 business day
pig with a coin slot on its back, symbolizing savings No fees
A square with a dollar sign in the center, symbolizing borrowing money.

Borrow up to $35,000

a lock, symbolizing low interest rates, represents security

Rates as low as 8.99%

folded wallet with a visible flap, symbolizing money

Funding as early as 1 business day

pig with a coin slot on its back, symbolizing savings

No fees

Transfer your debt and save

A personal loan can help you consolidate high-interest credit cards and debt, which could mean more money in your pocket. Pay off just one loan balance with a fixed interest rate and monthly payments, plus pay your remaining balance anytime with no zero fees.

A black checkmark inside a black circle on a transparent background.

Checking your rate won't impact your credit score

Why choose Fig for a debt consolidation loan

See how a debt consolidation loan can help you achieve financial freedom

‘Debt consolidation’
doesn’t have to be scary.

Debt consolidation means taking out one lower-interest rate loan and using the funds to pay off any super-high interest debts.

Simplify monthly payments

Less missed payments thanks to one monthly amount vs. several.

Save on interest

A lower interest rate than high-interest credit cards.

Improve your cash flow

Better financial flexibility could mean more money in your pocket for the things that really matter in life.

Improve financial well-being

Ability to build your credit score if properly managed.

Trusted by thousands of happy Canadians

‘I am so grateful for my Fig loan.
I am so grateful for my Fig loan. It helped me consolidate all my credit card debt so I pay less Interest. Now I am paying only one monthly payment, which also gives me more financial freedom. Also I have the choice to pay more of the loan off when ever I want and with out any penalty. Fig is flexible and amazing.’

- Sunnilee

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Trustpilot

How to get a debt consolidation loan online

Mobile phone screen displaying Fig's loan prequalification page.

1. Check your rate in seconds

Find out how much you can borrow and your rate offer—without impacting your credit score.

Choose your loan amount and timeframe—no calls or branch visits required.

2. Complete your application in minutes

Only a few verification steps remain. No branch visit, no lengthy paperwork.

Mobile phone screen displaying Fig's loan prequalification page.

3. Get your loan in days

Pay off your loan on your terms with flexible payments and no early repayment fees.

A black checkmark inside a black circle on a transparent background.

Checking your rate won't impact your credit score

Learn more about debt consolidation

Not sure if a debt consolidation loan is right for you? Check out our knowledge hub to learn more.

A person with long hair wearing glasses is sitting at a desk, looking at a laptop screen, and biting a yellow pencil in frustration. There is a cup filled with colored pencils in the foreground.

What is debt consolidation?

A hand holding a magnifying glass over white tiles spelling out the word 'FRAUD' on a white background. The magnifying glass enlarges the letter 'F' in the word.

What's the difference between personal loans, credit cards & lines of credit?

A small green plant with two leaves grows out of a glass jar filled with assorted coins. The background is blurred with soft, natural light, focusing attention on the plant and the jar.

What's the difference between simple and compound Interest?

Debt consolidation loans FAQ

Check your personalized debt consolidation loan offer in less than 60 seconds

Competitive interest rates, apply in minutes. No hassle, no judgement. Borrow better with Fig.

A black checkmark inside a black circle on a transparent background.

Checking your rate won't impact your credit score