Fig loans use simple interest, which means interest is calculated only on your principal loan balance, not on accumulated interest. Understanding how this works can help you manage your loan more effectively and reduce the total cost over time.

Payment Protection offers valuable financial security on your Fig loan. However, it's important to understand how missed or deferred payments may affect your coverage. Certain situations can lead to the automatic cancellation of your Payment Protection plan.

Your credit score is a key part of your financial profile. A higher score can make it easier to qualify for personal loans, lines of credit, and other financial products. Improving your credit score takes time and consistency, but even small changes in your habits can lead to meaningful results.

Home emergencies can happen at any time, whether it's a burst pipe, a leaking roof, or a faulty electrical system. When an unexpected repair comes up, it can be crucial to act quickly and find the best financial option to cover the costs. This guide explores practical ways to finance emergency home repairs, from insurance and savings to personal loans and government support, while helping you avoid high-cost debt traps.

Home renovations don’t have to drain your savings. With the right strategies, you can upgrade your space without breaking the bank. By embracing DIY projects, sourcing materials wisely, and prioritizing renovations with high return on investment (ROI), you can give your home a fresh look while keeping costs in check.

Home improvements can enhance your comfort, boost your property’s value, and improve daily functionality. They can also be expensive. Choosing the right financing option can make a significant difference in affordability and stress. Below is a comparison of three common options: personal loans, home equity lines of credit (HELOCs), and mortgage refinancing.