Kelechi had always considered himself pretty good with money. He wasn’t reckless, he just fell into the same trap many people do: a little credit card use here, a tech purchase there, a few personal expenses that made sense at the time. But over the years, the interest piled up, the balances spread across different accounts, and suddenly he was juggling payments with rates ranging from 20% to nearly 30%.
What he wanted wasn’t another line of credit. He wanted one clear payment and a real plan forward. But traditional lenders didn’t make that easy. Every option required paperwork, appointments, or waiting weeks for answers. So when he saw Fig’s offer on Credit Karma, he clicked more out of hope than expectation and was surprised almost immediately.
"They didn’t make me feel bad about a little thing in my credit that wasn’t perfect."
YVYvonne
The application took less than 10 minutes. No printing. No signatures. No hoops.
And when a $25,000 approval came with transparent terms and no hidden catches, he finally felt a sense of control again. Even better, Fig allowed early repayment without charging future interest — a relief after years of feeling punished by credit card fine print.
The funds arrived exactly when promised. As one reviewer put it perfectly:
"The process was fast, digital, and easy … Fig really delivered."
CUCustomer
Kelechi used the loan to consolidate all his balances, cutting his monthly costs and lowering his interest rate dramatically. Suddenly, the numbers worked. The stress eased. And the future felt like something he could plan, not fear.
Now back on track, he recommends Fig to anyone who prefers clarity over complexity and a digital experience that actually respects their time.
This content is general in nature and is provided for informational purposes only. Fig Financial Inc. is not a financial advisor and does not offer financial planning services. This content may contain references to products and services offered through Fig’s loan marketplace.
