Cost of Living in Canada: Rising Food Prices & Families | Fig
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Cost of Living in Canada: How Rising Food Prices Are Affecting Families

Financial Health
Fig. Team ・ 4 min read ・ Feb 4, 2026
Cost of Living in Canada: How Rising Food Prices Are Affecting Families

Across Canada, the cost of everyday life has become harder to manage. Groceries, housing, transportation, and utilities now take up a larger share of household budgets than they did even a few years ago. For many families, it’s now about trying to keep up with rising prices while doing their best to care for their children and plan for the future. Many parents are noticing now more than ever, even with proper planning, things can still be tight. 

In recent years, food costs in particular have risen faster in Canada than in other G7 countries. Food prices increased by 6.2% over the past year, earning Canada the label of the “food inflation capital” of the G7. For families already balancing rent or mortgage payments, childcare, and transportation, even modest grocery price increases can quietly but significantly change how far a paycheque stretches.

Rising costs hit parents especially hard

Parents often feel the impact of inflation more sharply because so many of their expenses are fixed or essential. Food, housing, school-related costs, and basic activities are not optional, and there is little room to cut back without affecting quality of life.

A recent Fig survey conducted with Angus Reid found that 35% of Canadian parents say rising costs for essential items are the biggest financial challenge they’ve faced in the past year. This insight helps explain why many families feel stretched even when they are working, budgeting, and making careful choices.

Rising costs don’t always lead to immediate crisis, but they do create pressure. Parents may delay dental appointments, put off replacing worn-out winter clothing, or quietly scale back extracurricular activities. These decisions are often invisible from the outside, yet they shape daily family life in meaningful ways.

Food insecurity is no longer uncommon 

When grocery prices rise faster than incomes, food insecurity becomes a growing risk. Food insecurity can look like different things, it doesn’t always mean going without meals entirely. It can also look like skipping fresh produce, buying cheaper but less nutritious options, or feeling constant anxiety about whether food will last until the next paycheque.

In Ontario, the scale of this issue has become increasingly difficult to ignore. According to the 2025 Feed Ontario Hunger Report, more than 1 million people used a food bank in Ontario between April 1, 2024 and March 31, 2025. This represents an 87% increase in users since 2019–2020, alongside a 165% increase in total visits.

These numbers reflect more than statistics- they represent families, seniors, newcomers, and working individuals who are doing what they can to get by. Many people accessing food banks today are employed or receiving fixed incomes that have not kept pace with inflation. Food banks are no longer a last resort for a small group; they have become part of the coping strategies for a growing number of households.

Understanding the pressure without assigning blame

It’s important to approach food insecurity with care and empathy. Needing help with groceries is not a personal failure. It is often the result of broader economic conditions that individuals have little control over: rising food prices, limited housing supply, higher interest rates, and stagnant wages.

Shame can prevent people from seeking support early, which can make financial stress worse over time. Thoughtful conversations about cost of living pressures help normalize the reality that many families are facing similar challenges, even if those challenges look different from household to household.

Why this moment matters now more than ever

The rising cost of living is reshaping how families plan, prioritize, and make decisions. It affects not only what ends up in a grocery cart, but also how parents think about enrichment opportunities, community involvement, and long-term stability for their children.

Understanding food insecurity as part of a broader cost-of-living challenge allows communities to respond with compassion rather than judgment. It also creates space for local initiatives, partnerships, and programs that focus on access, dignity, and support, especially for families with children.

Looking ahead

As communities across Ontario and Canada look for ways to support families, conversations about affordability, access, and inclusion matter more every day. Addressing food insecurity requires both immediate support and longer-term thinking about how families can participate fully in their communities without constant financial strain.

This broader understanding sets the foundation for future conversations about affordability, including how rising costs affect children’s access to sports, recreation, and community programs. For families navigating higher grocery bills today, these connections are not abstract. They are part of the same daily balancing act.

Creating space for thoughtful, kind dialogue about these realities is one step toward ensuring that support systems reflect the lived experiences of Canadian families, and that no one feels alone in navigating rising costs.

A special note to parents

If you’re a parent navigating rising grocery bills, tighter budgets, and difficult trade-offs, it’s worth saying this clearly: you’re not alone, and you’re not failing. Many families across Canada are facing similar pressures, even if it doesn’t always show.

Doing your best in a challenging environment takes resilience, care, and constant adjustment. Choosing what to prioritize, where to stretch, and when to ask for support is part of that reality, not a reflection of your effort or values. Conversations about affordability, food, and access matter because they help remind us that these challenges are shared, and that compassion and community play an important role in how families move forward.

DISCLAIMER: This article is for informational purposes only and is not intended as legal or financial advice.

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