Fig Elite: Premium Loans with Exclusive Perks | Fig

The Loan You Deserve.
The Perks You've Earned.

Premium loans built for premium credit scores1. Skip a payment2, save with partners, and get more out of your money.
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Special Offer
Chance to win $7,500 with Fig
Receive a pre-qualified1 personal loan offer** to be entered into Fig’s $7,500 Cash Contest. Contest closes at 12PM ET on March 31, 2026.
Check your rate
Checking your rate won't impact your credit score

Beyond a Loan. Welcome to

Unlock a World of Perks

Get exclusive access to a platform of partner discounts, rewarding you for your good credit.

Your finances, on your terms.

Life happens. Skip one payment each year and get back on track when you’re ready.

Rates as low as
8.99%

Skip one
payment a year

Exclusive rates
for top borrowers.

Get a Fig loan in
3 simple steps

Offer in seconds

  1. Offer in seconds

Get your fixed loan amount and rate offer with zero impact on your credit score.
Apply in minutes

  2. Apply in minutes

Choose your loan amount and timeframe — no calls or branch visits required.
Get funds in days

  3. Get funds in days

Plus, enjoy a flexible repayment schedule - with zero repayment fees.