The Fig Difference
Borrow up to $35,000 Get the funds you need for a major project or to consolidate your debt.
Rates as low
as 8.99%* Enjoy a low, competitive rate that saves you money over the life of your loan.
as 8.99%* Enjoy a low, competitive rate that saves you money over the life of your loan.
Funding as early as 1 business day Apply online in minutes and receive funds as early as one business day.
No hidden fees. No surprises. Just straightforward pricing with no early repayment fees or penalties.
Transfer your debt & save up to $1,207 per year4
A personal loan can help you consolidate high-interest credit cards and debt, which could mean more money in your pocket. Credit Card
Personal Loan
Principal Amount
$15,000
$15,000
Interest Rate
21.99%
8.99%1
Interest per month
$161
/ per month2
$61
/ per month3
Trusted by thousands of happy Canadians
‘Fig Financial has helped me breathe again! A small personal loan to cover debts in easy monthly payments is all that I needed. It helped my credit score and gave me peace of mind.’
- D W
Achieve financial freedom faster
with
Fast approvals
Check how much you could be approved for in less than 60 seconds - plus receive your funds in as little as one business day.
No collateral required
With unsecured personal loans, you don't need to put up assets (like your home or car) to secure the loan.
Improve your cash flow
Better financial flexibility could mean more money in your pocket for the things that really matter in life.
Better financial management
Take advantage of fixed interest rates and predictable monthly payments, making it easier to budget and manage your finances.
Get a Fig loan in
3 simple steps
1. Check your rate in seconds
Find out how much you can borrow and your rate offer - without impacting your credit score.
2. Apply in minutes
Choose your loan amount and timeframe—no calls or branch visits required.
3. Get funds in days
Plus, enjoy a flexible repayment schedule — with zero early repayment fees.
Unsecured personal loans FAQs
An unsecured personal loan is a type of loan that doesn’t require collateral (such as your home or car) to secure it. These loans are often used for purposes like debt consolidation, home improvements, medical expenses, or major purchases.
The main difference between an unsecured and secured personal loan is collateral. Unsecured personal loans do not require collateral to secure it. Due to higher risk, unsecured personal loans may have higher interest rates and lower borrowing amounts.
The amount you can borrow depends on your creditworthiness and other credit factors. Fig loans range from $2,000 to $35,000 with terms from 2 to 7 years.
Yes! You can pay your Fig loan back early without any penalties.
