Borrow up to $35,000
Rates as low as 8.99%*
Funding as early as 1 business day
No hidden feesBorrow up to $35,000
Rates as low as 8.99%*
Funding as early as 1 business day
No hidden fees
Trusted by thousands of happy Canadians
‘Fig Financial has helped me breathe…
Fig Financial has helped me breathe again! A small personal loan to cover debts in easy monthly payments is all that I needed. It helped my credit score and gave me peace of mind.’
- D W
How to get a debt consolidation loan online with Fig
Check your rate in seconds
Get your fixed loan amount and rate offer with zero impact on your credit score.
Complete application in minutes
Choose your loan amount and timeframe—no calls or branch visits required.
Receive your funds in days
Plus, enjoy a flexible repayment schedule—with zero early repayment fees.
Transfer your debt and save
A personal loan can help you consolidate high-interest credit cards and debt, which could mean more money in your pocket. Pay off just one loan balance with a fixed interest rate and monthly payments, plus pay your remaining balance anytime with zero fees.
Checking your rate won't impact your credit scoreWhy choose Fig for a debt consolidation loan
See how a debt consolidation loan can help you achieve financial freedom
‘Debt consolidation’
doesn’t have to be scary.
Debt consolidation means taking out one lower-interest rate loan and using the funds to pay off any super-high interest debts.
Debt consolidation means taking out one lower-interest rate loan and using the funds to pay off any super-high interest debts.
Simplify monthly payments
Less missed payments thanks to one monthly amount vs. several.
Less missed payments thanks to one monthly amount vs. several.
Save on interest
A lower interest rate than high-interest credit cards.
A lower interest rate than high-interest credit cards.
Improve your cash flow
Better financial flexibility could mean more money in your pocket for the things that really matter in life.
Better financial flexibility could mean more money in your pocket for the things that really matter in life.
Improve financial well-being
Ability to build your credit score if properly managed.
Ability to build your credit score if properly managed.
Debt consolidation loans FAQ
A debt consolidation loan is a type of loan used to combine multiple high-interest debts into a single loan, often with a lower interest rate or more favorable terms.
Debt consolidation loans can be beneficial for those with multiple high-interest debts who want to simplify their payments and potentially reduce their interest rates.
Benefits can include a lower interest rate, a single monthly payment, and the potential to pay off debt faster.