Get Online Personal Loans in Canada | Fig Financial

Loans for
Everything

Plus: Get up to $100 in Walmart Gift Cards with a Fig personal loan
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Loans for
Debt Consolidation

Plus: Get up to $100 in Walmart Gift Cards with a Fig personal loan
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Checking your rate won't impact your credit score

Loans for
Bills & Expenses

Plus: Get up to $100 in Walmart Gift Cards with a Fig personal loan
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Checking your rate won't impact your credit score

Loans for
Home Improvement

Plus: Get up to $100 in Walmart Gift Cards with a Fig personal loan
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Checking your rate won't impact your credit score

Borrow better with Fig.

A Fig personal loan can help you consolidate high-interest credit cards and debt, which could mean more money in your pocket for the things that matter most.
Access Fig’s best rates, starting at just 8.99%1, and a bonus $50 or $100 Walmart Gift Card!2
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Checking your rate won't impact your credit score
$0
No hidden fees. No surprises.
Just straightforward loan terms, without the hassle or judgment.
24/7
Apply anytime, day or night.
Right from the comfort of your home.
?
Your loan, your way.
Choose the repayment schedule that fits your budget, plus no early repayment penalties.

The smarter way to borrow

Check your rate in seconds and receive your funds in as little as one business day!
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Trustpilot

Transfer Your Debt & Save

A Fig personal loan can help you consolidate high-interest credit cards and debt, which could mean more money in your pocket for the things that matter most.
Credit Card Credit Card
Principal Amount
$15,000
Interest Rate
21.99%
$161 interest / month4
Personal Loan Personal Loan
Save $1,207 per year 6
Principal Amount
$15,000
Interest Rate
8.99%3
$61 interest / month5
Example is for illustration purposes only.
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Checking your rate won't impact your credit score

Why fellow Canadians love Fig

Built-in support
Get monthly payment reminders so you’ll never miss a due date.
No surprises
No hidden fees and no penalties if you want to pay off your loan early.
One simple payment
Combine multiple balances into one predictable monthly payment.

The smart way to get a personal loan

Competitive interest rates, apply in minutes. No hassle, no judgement.
Check your rate in seconds

1. Check your rate in seconds

Find out how much you can borrow and your rate offer—without impacting your credit score.
Complete your application in minutes

2. Complete your application in minutes

Only a few verification steps remain. No branch visit, no lengthy paperwork.
Get your loan in days

3. Get your loan in days

Pay off your loan on your terms with flexible payments and no early repayment fees.

Frequently
Asked
Questions

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Checking your rate won't impact your credit score
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Borrow Better with Fig

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630 René-Lévesque Blvd West Suite 1400 Montreal, QC H3B 1S6

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1You will only receive a loan offer and be approved for a loan if you meet Fig’s current credit standards which include the following conditions: you do not currently have an active Fig loan and you have not been declined by Fig within the last 30 days. Further, any approval received is conditional to Fig’s standard review which may include, a verification of (i) your identity, (ii) information provided as part of your application and (iii) your ability to pay. Fig loans range from $2,000 to $35,000 with terms from 24 to 84 months. Annual Percentage Rates (APRs) range from 8.99% to 29.37%. The APR is the same as the interest rate. Your loan amount and your APR will depend on the assessment of your credit profile. Monthly payment and total cost of borrowing shown in any received offer are estimated amounts and may slightly differ from actual amounts owed. Offer excludes residents of Northwest Territories, Nunavut and Yukon. 2Receive a $50 digital Walmart Gift Card for Fig personal loans between $2,000 - $10,000 and a $100 digital Walmart Gift Card for Fig personal loans between $10,001 - $35,000. Loan must be active and in good standing after 90 days (i.e. all loan payments must be successfully made for the first 90 days) in order to receive the digital gift card. After the 90th day, provided all offer conditions have been met, a digital Walmart Gift Card will be sent via email from Fig within five business days, to the email address used in the loan application. A limit of one digital Walmart Gift Card will be rewarded per eligible loan. Fig may, in its sole and absolute discretion, modify or suspend this gift card offer in. Digital Walmart Gift Cards received in error including an error on the amount issued are subject to cancellation.3Interest rate offered will depend on the assessment of your credit profile. 4With $15,000 in credit card debt, paying your monthly minimum it would take 4 years and 4 months to eliminate your debt, and you'd pay $8,387 in interest charges. 5Or you could take out a $15,000 loan through Fig, eliminate the debt in 4 years, and spend only $2,914 - saving yourself $5,473! 6Figures are based on the assumption of a $15,000 starting credit card balance. Calculations are made using simple interest and assume that you make minimum monthly payments (3%) on your outstanding credit card balance. Actual interest cost and your potential savings depend on outstanding balances, the APR rate you qualify for, payment amounts, timing and other factors.