Boost your revenue with loans made for everyone

Whether you want to lend to more Canadians, or lend for the first time, Fig is a seamless, API-first way to monetize your customer base and attract new customers.

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Why work with us?

Beyond our lending expertise, our product is pretty great.

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High approval rates

We’re using a proven credit model that lets us lend deep into near and non-prime borrowers on high purchase amounts. That means that we’ll say “yes” more when other lenders may have to say “no”.

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A big balance sheet, with no risk to you

Being backed by a Tier 1 bank (Fairstone Bank) comes with advantages. We’ve got a large balance sheet, ability to raise more funds and an appetite for good credit performance.

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Full service servicing and collections

We take care of the toughest (and riskiest) part of lending: collecting! Borrowers repay their loans to Fig and we’re also there whenever they get in trouble.

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Fully automated decisioning

No human is in the loop when Fig says “yes” to a borrower. This lets us make decisions quickly which leads to happy borrowers.

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API first

Like batch files and uploads to SFTP drop boxes? Neither do we. We’re API-first through and through, and have collaborated with our partners on lending APIs that make sense for both of us.

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Earn incremental revenue

With Fig, you'll earn referral fees on each customer who books a loan. These are customers you wouldn't have approved previously, so it's bonus revenue, without the cost.

A Fairstone Bank Company

Fig is a unique company backed by Fairstone Bank and developed in collaboration with Koru, a groundbreaking venture studio owned by Ontario Teachers’ Pension Plan. Fairstone has almost 100 years of lending experience allowing Fig to combine the best of both worlds - the agility and scrappiness of the start-up world and the experience, stability and resources of the corporate world.