Boost your revenue with loans made for everyone

Whether you want to lend to more Canadians, or lend for the first time, Fig is a seamless, API-first way to monetize your customer base and attract new customers.

Illustration of two hands tending to a potted plant with dollar signs as leaves. One hand is watering the plant with a watering can, while the other hand is picking a dollar sign leaf. The background is a light green.
Illustration of two hands tending to a potted plant with dollar signs as leaves. One hand is watering the plant with a watering can, while the other hand is picking a dollar sign leaf. The background is a light green.

Boost your revenue with loans made for everyone

Whether you want to lend to more Canadians, or lend for the first time, Fig is a seamless, API-first way to monetize your customer base and attract new customers.

Why work with us?

Beyond our lending expertise, our product is pretty great.

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High approval rates

We’re using a proven credit model that lets us lend deep into near and non-prime borrowers on high purchase amounts. That means that we’ll say “yes” more when other lenders may have to say “no”.

A turquoise square icon featuring a dark green dollar sign on the left, with three horizontal lines extending to the right, representing high approval rates.

A big balance sheet, with no risk to you

Being backed by a Tier 1 bank (Fairstone Bank) comes with advantages. We’ve got a large balance sheet, ability to raise more funds and an appetite for good credit performance.

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Full service servicing and collections

We take care of the toughest (and riskiest) part of lending: collecting! Borrowers repay their loans to Fig and we’re also there whenever they get in trouble.

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Fully automated decisioning

No human is in the loop when Fig says “yes” to a borrower. This lets us make decisions quickly which leads to happy borrowers.

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API first

Like batch files and uploads to SFTP drop boxes? Neither do we. We’re API-first through and through, and have collaborated with our partners on lending APIs that make sense for both of us.

Icon of a stylized plant with a central dollar sign, symbolizing financial growth. The dark teal plant has two leaves at the base. Representing growth.

Earn incremental revenue

With Fig, you'll earn referral fees on each customer who books a loan. These are customers you wouldn't have approved previously, so it's bonus revenue, without the cost.

A Fairstone Bank Company

Fig is a unique company backed by Fairstone Bank and developed in collaboration with Koru, a groundbreaking venture studio owned by Ontario Teachers’ Pension Plan. Fairstone has almost 100 years of lending experience allowing Fig to combine the best of both worlds - the agility and scrappiness of the start-up world and the experience, stability and resources of the corporate world.